Silence in Administrative Case

Ancheta and Hufana’s refusal to face head-on the charges against them is contrary to the principle that the first impulse of an innocent person, when accused of wrongdoing, is to express his/her innocence at the first opportune time. Ancheta and Hufana’s silence and non-participation in the present administrative proceedings, despite due notice and directives of this Court for them to submit documents in their defense, i.e., a written explanation, an accounting, and missing receipts, strongly indicate their guilt (Re: Report on financial audit conducted at MCTC, Santiago-San Esteban, Ilocos Sur, A.M. No. P-11-2950. January 17, 2011).

Delay in Payment of Insurance Claim

Under Section 244, a prima facie evidence of unreasonable delay in payment of the claim is created by the failure of the insurer to pay the claim within the time fixed in Section 243 (New World International Development (Phils.), Inc. Vs. Nyk-FilJapan Shipping Corp., et al./New World International Development(Phils.), Inc. Vs. Seaboard-Eastern Insurance Co., Inc.,
G.R. No. 171468/G.R. No. 174241. August 24, 2011).